Homeowners Insurance

We know you want to find the perfect Alabama home insurance package. We’re dedicated to making it easy. Every home and homeowner is unique. Why shouldn’t your policy be? As an independent insurance broker, we have the options to shop multiple carriers nationwide and find you the best possible homeowners insurance in Alabama!

Auto Insurance

Automotive insurance options can sometimes be overwhelming. You want to make sure that you are mindful of premiums and expenses while also ensuring that you are fully covered for a variety of auto risks. That’s why we work hard to help you find the best auto insurance solution, and at the Scott Richards Agency, we make your unique needs our priority.

Commercial Insurance

With commercial insurance, it's important to have a budget-friendly – yet comprehensive – coverage in place, no matter how big or small your business venture. We can identify the required Alabama state policies and suggest the most effective and affordable Alabama business insurance solutions in order to match your specific insurance needs.

Life Insurance

Safeguard your family’s future with the right life insurance policy. Having the right life insurance is essential in planning for the future of you and your loved ones. We can help you find the right life insurance policy that in the unlikely event of yours or your spouse's death, ensures that your family is secure for years to come.