Here is how it works: You purchase a 30 year return of premium insurance policy at $100 per month. At the end of the 30 years you get a check from the life insurance company tax free for $36,000 which is 100% of what you paid. There is no obligation to keep it for the 30 years but if you do, you get all your money back.

General Life Insurance Information
First Name*    MI.
Last Name*  
Date of Birth*
Smoker*   Yes      No 
Height*   feet     inch
Weight*  pounds
Mailing Address*  
City *  
State *     Zip * 
Home Phone *   ( ) -
Business Phone   ( ) -  Ext. 
Cell Phone  
Email*  
Income  
Coverage Amount   How Much Do I Need?
Term Period  
Best Contact Time  

Get 100% of your premium back at the end of your policy. This is term insurance that will give you all the money you pay in back at the end of the term. Even if you end the coverage early, you still get a portion of your premiums back.



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No medical exam life insurance is now available from several U.S. based life insurance companies. These companies offer policies that have the same benefits as plans that require a medical exam.



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